Payments

When will my credit card be charged
Your credit card will be charged after you enter and accept your order in our system.

I have a question regarding my charges
Our invoice provides you with detail pricing by product, freight charges, and brokerage charges when applicable. You can print any invoice at any time. If you still have a question about our charges please e-mail us.

Does Mac Pennies Limited offer discounts?
Yes. We offer several methods of payment which reflect different costs to our company and different waiting periods until your payment becomes available to our firm. For this reason, as you change your method of payment to one that makes the funds available sooner, your pricing improves. Select different methods of payment on our checkout page and watch how your price changes.

Payment Terms
Prepaid: Unless otherwise specified, ordering from Mac Pennies Limited requires a prepayment. For all prepaid orders, your funds must arrive at Mac Pennies Limited and clear before we ship your order.

Open Account: Mac Pennies Limited offers Net 30-day terms. If you wish to apply for open account terms of sale, you must first complete, sign, and fax us a Credit Application, which will be reviewed by our credit department. - Please contact us for a Credit Application.  Open Account terms of sale may also require the backing of an Irrevocable Standby Letter of Credit in favor of Mac Pennies Limited.  Please contact us for more information. 

Under Open Account terms of sale, your company agrees to pay Mac Pennies Limited in full all invoice(s) on or before the due date. All unpaid invoices shall bear interest at an amount equal to 1.5% of the outstanding balance per month (or the maximum rate of interest allowed to be contracted for by law, whichever is less), commencing upon the date payment is due. Your failure to make a timely payment may also result in additional actions on our part, which would include but are not limited to: initiating a collection proceeding, revoking your credit line, holding your shipments, and delaying and canceling any future deliveries. We may also seek the repossession of any delivered goods corresponding to unpaid invoices as well as termination of any sales agreements in effect.

Notwithstanding any "net" payment provisions specified on an invoice, Mac Pennies Limited shall have no continuing obligation to deliver products on credit and any credit approval may be withdrawn by Mac Pennies Limited at any time without prior notice.

Accepted Methods of Payment
We accept the following methods of payment. For detailed information on the conditions associated with each method of payment, please check our Payment Methods page.

1. International Drafts, Cashiers Check/Bank Draft
2. Personal Checks and Company Checks
3. Wire Transfers
4. Credit Cards (domestic and international Visa and MasterCard)
5. Debit Card (associated with domestic Visa or MasterCard)
6. Cash

Regarding Checks
In the event a personal or company checks is dishonored by your bank or banking institution and requires further collection, we may apply admnistrative collection charges, minimum EC$100, along with the resulting bank charges. All payments being made to cover returned checks must be made in cash.  In the event a check is dishonored by your bank, we may refuse to further acept your cheques in payment of future orders..

Important Credit Card Conditions
You agree that by asking Mac Pennies Limited to accept payment by credit card, Mac Pennies Limited Customer Service Policies supercede your ability and right to dispute a credit card charge.  You agree that you CANNOT dispute a credit card charge if either: (1) the corresponding order was placed under your Account Number, PIN Code, and Password; (2) the order was delivered to an address different than the one on file with your credit card provider.

If you give your Account Number, PIN code and Password to another person, you are enabling access to your account and allowing that person to modify your account, including adding other shipping addresses, and place orders under your account using your default credit card information. You are responsible for the security of your Account Number, PIN code and Password and for any resulting purchases made under your account.

Mac Pennies Limited
When only the best will do...